It helps in establishing the necessary funding for the project's operating cash flow without the need for extra sponsor guarantees. It is useful to reduce investment risk and obtain money at a reasonable cost.

Working Capital

It is a financial indicator of the operating liquidity that a company, organization, or other body, including a government entity, has access to. We can also say that money is available to meet the current, short-term obligation of the company, as the business needs to remain solvent. Working capital has an impact on a variety of corporate operations, including paying vendors and employees, keeping the lights on, and planning for long-term, sustainable growth

Loan Against property

It is a secured loan that is sanctioned against the asset pledged as collateral. The asset continues to be used as security by the lender until the full amount of the loan against the property is repaid. It is more beneficial than a personal loan as it avails the best offer as compared to a personal loan. As this loan provides flexibility, reduced interest rates, a large loan amount, and is disbursed promptly. Allows the borrowers the freedom to use the funds for a range of business needs, including starting new companies or growing existing ones to satisfy working capital needs and as per their requirement to fulfill the need

Export Loan

An export loan is a type of financing provided to businesses that are involved in exporting goods or services. These loans are typically offered by banks or other financial institutions and are designed to help businesses cover the costs associated with exporting, such as transportation, production, and marketing. Export loans may also provide businesses with the funds they need to expand their operations and enter new markets.

They are an important source of funding for businesses that are looking to grow their exports and increase their international sales. They help businesses overcome the challenges and risks associated with exporting, such as currency fluctuations and market volatility, and can provide the financial support they need to succeed in the global marketplace. There are various export loans available such as Pre-export financing, Export working capital loans, Export credit insurance, Export-Import Bank financing, and various financing as per the requirement

Over draft facility,

An overdraft is a type of credit facility that allows a business to continue withdrawing money from its bank account even if it has a zero or negative balance. Essentially, an overdraft is a short-term loan that is automatically provided by the bank to cover any shortfall in the business's account. Overdrafts are typically used to manage cash flow and to ensure that a business has access to the funds it needs to meet its financial obligations. Unlike a traditional loan, an overdraft is typically easy to obtain and can be used on an as-needed basis.

Bank Guarantee

A bank guarantee is a type of financial instrument that protects a party against potential loss or damage if the other party fails to fulfill its obligations under a contract. In a bank guarantee, the bank agrees to compensate the beneficiary if the party that has been issued the guarantee fails to meet its obligations. Bank guarantees are commonly used in the business world to provide security in a variety of situations, such as when a company is bidding on a contract or when a tenant is leasing property. In essence, a bank guarantee provides the beneficiary with a certain level of assurance that it will be compensated if the other party fails to fulfill its obligations.

Letters Of Credit

A letter of credit is a type of financial instrument that is commonly used in international trade transactions. It is a guarantee from a bank that payment will be made to the beneficiary of the letter of credit if the terms and conditions of the contract are met. They can provide security to both the buyer and the seller in a transaction, as it ensures that the buyer will pay the seller even if the buyer defaults on the payment. Letters of credit are often used in situations where the buyer and seller are located in different countries and may not have a long-standing relationship. They can also be used to protect against the risk of non-payment, as the bank's guarantee assures that the seller will receive payment even if the buyer fails to pay

Derivative Products

Derivative products, also known as derivatives, are financial instruments that are derived from other assets. They are called derivatives because their value is derived from the value of the underlying asset, such as a stock or a bond. The most common types of derivative products include futures, options, and swaps. Derivative products are used by investors to manage risk and to speculate on the future price movements of the underlying assets.

Buyer Credit

Buyer credit is a type of financing that is provided by a lender to a buyer to facilitate the purchase of goods or services. In a buyer credit arrangement, the lender provides the buyer with the funds necessary to make the purchase, and the buyer agrees to repay the loan according to the terms of the credit agreement. Buyer credit is often used in international trade transactions, where one party (the buyer) is located in one country and the seller is located in another. In such cases, the buyer may not have access to the necessary funds to make the purchase, and the seller may be hesitant to extend credit to the buyer. In this situation, buyer credit can provide a solution by allowing the buyer to obtain the funds necessary to make the purchase.

Supplier Credit

Supplier credit, also known as trade credit, is a type of financing that is provided by a supplier to a buyer. In a supplier credit arrangement, the supplier agrees to extend credit to the buyer, allowing the buyer to purchase goods or services and pay for them at a later date. This can be a useful tool for both the buyer and the seller, as it allows the buyer to obtain the goods or services .They need without having to pay for them upfront, and it allows the seller to make a sale and receive payment at a later date. Supplier credit can be an important source of financing for businesses, particularly small and medium-sized enterprises that may not have access to traditional forms of credit. It can also help to build trust and strengthen relationships between buyers and sellers

Agri Finance

Agri-finance is a type of financial service that is specifically designed to meet the needs of the agriculture industry. It includes a range of financial products and services that are used by farmers, agribusinesses, and other entities involved in the production of agricultural products.

Agri- finance can include loans and credit facilities for farmers to help them purchase equipment and other inputs, as well as financial instruments such as futures and options that are used to manage risk and to hedge against price fluctuations in agricultural commodities. Agri- finance also include services such as technical assistance and financial education that are designed to help farmers and agribusinesses manage their financial affairs more effectively

Dairy, horticulture, floriculture, rural godown, and cold storage loans are all types of specialized financial products that are designed to meet the specific needs of different sectors within the agriculture industry

• Dairy Loan - A Dairy Loan is a financial product that is designed to help dairy farmers and businesses with the financing they need to purchase cows, build or expand a dairy farm, or purchase equipment and other inputs
• Horticulture Loan - A Horticulture Loan is a financial product that is designed to help farmers and businesses involved in the production of fruits, vegetables, and other horticultural products. It can be used to finance the purchase of land, seeds, and other inputs, as well as to build or expand a horticultural farm.
• Floriculture Loan - A Floriculture Loan is a financial product that is specifically designed to help farmers and businesses involved in the production of flowers. It can be used to finance the purchase of land, seeds, and other inputs, as well as to build or expand a floricultural farm.
• Rural Godown Loan - A Rural Godown Loan is a financial product that is designed to help farmers and businesses with the financing they need to build or expand rural storage facilities, such as godowns or warehouses. These facilities are used to store agricultural products, such as grains and other crops until they can be sold or transported to market.
• Cold Storage Loan - A Cold Storage Loan is a financial product that is designed to help farmers and businesses with the financing they need to build or expand cold storage facilities, such as refrigerated warehouses or storage units. These facilities are used to store perishable agricultural products, such as fruits and vegetables, at low temperatures to extend their shelf life.